In times of crisis, the last thing many people want to worry about is their financial health. Yet, staying on top of your finances is the best way to alleviate crises-related fears. Now that you’ve disinfected your home, stocked up on groceries, and educated your family on the importance of handwashing, it’s time to think about how to improve your credit safety. Here are some simple steps you can take to protect yourself from the nightmare of identity theft.
Don't Carry All of Your Important Documents
You should not carry your social security card, PIN number, or credit cards you don't use in your wallet or purse. Rather, keep them in a safe place in your home and only pull them out if you need them. You also don’t want to forget about documents like your car title, which some may be tempted to store in their car. Obviously, this could spell disaster if your car is ever broken into or stolen – so, think twice and keep all of these important documents at home!
Use a Paper Shredder
Think you never throw away identifying information? You might be surprised to learn that your junk mail and other documents can contain enough personal information for someone to steal your identity. Keep dumpster divers from obtaining this information by shredding everything that contains any information about you. You can also use scissors or rip up documents if you don’t have a shredder handy.
Keep an Eye on Your Credit Report
These days, it’s all too easy to keep an eye on your credit report and score, thanks to free online services and countless apps readily available for download. Once you see your credit report, you should check it for any errors or irregularities and report those back to the credit agency. Make this a regular habit, as things can change month-by-month on your credit report, and you never know when a hacker can strike.
At Crestwood Place Apartments in Fort Worth, Texas, we believe it’s important to keep an eye on your financial health. That’s why we’ve compiled this list of tips designed to help every apartment resident stay on top of their credit report.